MOTORS CLAIMS

Motor insurance is compulsory in India. It is one of the most purchased insurance products.

Motor insurance is compulsory in India. It is one of the most purchased insurance products. This is because a growing percentage of the Indian population is buying their own vehicles these days. As a result, motor insurance claims have also gone up. But many a time, the policyholders do not know exactly what they can do to get their car insurance claim. If you too want to know about the procedures, take a look at the claims processes explained below.

Car insurance claim for damages to your own car:First and foremost, as the policyholder, you will have to submit a duly filled in claim form along with the requisite documents to the insurance company and inform the insurance company before you send the car to the garage for any repairs. The forms are available on the insurers’ websites as well as at their offices.

• 1. The insurance company will send a surveyor to assess the damages. The surveyor will prepare a report and pass it on to the insurer and you will also receive a copy.
• 2. If the damage is severe and requires immediate attention, then the surveyor will reach the spot of the accident at the earliest.
• 3. Based on the surveyor’s report, you can arrange for your car to be repaired.
• 4. After the work is completed, you will have to take the duly signed bills and documents from the garage and submit them to surveyor, who in turn will send it to the insurance company.
• 5. If all the documents are in place, the insurance provider will reimburse your bills